Appraisal services for Haywood, Jackson, and Transylvania County homeowners
See the top reasons North Carolina homeowners order from Johnny Woody Appraisals:
At Johnny Woody Appraisals, we understand the individual needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Johnny Woody Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Challenge a property tax assessmentLet's say you live in an area that is declining -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Johnny Woody Appraisals is your chief weapon.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you dismiss undesirable PMI insurance.
HELOC recently frozen?If your property is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Johnny Woody Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Johnny Woody Appraisals can help you with that. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.